HOME INSURANCE???????

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Importance of Home Insurance

Adding home insurance will also add to your expenses, but how about your security and the protection for your home……… These reasons make me realized how important home insurance is.

Here are proofs of how important home insurance for us homeowners.

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Liability Coverage Included
We really can’t tell when accidents happen. Someone might get hurt while in your property……… No worries,,, problem solved with the liability coverage included in your home insurance. Protection for you, your family members or even your friends are afforded with your home insurance.

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Home Structure Coverage
Damages to your house that falls under the coverage of your policy might give you the opportunity to rebuild your home. The insurance company will pay you the amount you need to rebuild your house. Adding home insurance to your budget you are protecting yourself to possible financial issues when the damage occurred.

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Replacement for Damage or Lost Belongings
Home insurance covers every belonging you have in your home especially in case of damage, Everything that you have in your house is covered and have a great possibility of replacement regular policy.

Basically, your home insurance is there to protect your assets in the event someone is injured in your home or accident that you cause. Home insurance really makes your life secured and protected.

WHY HIRE AN AGENT?

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SHOULD I HIRE AN AGENT?

An agent or a real estate agent wore a lot of faces in this industry. One example is being an assistant who faces your client. An agent chose to have this job to face challenges from the start and to finish it with happiness at the end.

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We could always ask ourselves “Why should we hire a real estate agent?” Even with a lot of information that you can get on the internet, still, we need a person to carry our trust when it comes to our business.

With this being said, here are some reasons that you might think of why should you an agent.

BEING PROFESSIONAL WITH EXPERIENCE
To be honest you as the boss doesn’t mean that you are really a professional and well experienced with incomes to real estate. You might think you know everything with it comes to the business but in reality, you still need to hire someone who is much professional and well experienced with it comes to real estate. Real estate business is not that small but it’s really big.

AGENT IS YOUR MODERATOR
Agents take time to show and face your clients from the tour and property showings. But when it’s your time to become a buyer, your agent will do his best for you to get the property. And you become a seller your agent do will everything to face the challenge of getting you a buyer.

KNOWLEDGE IN THE AREA
Agents usually have a mastery power over the area. They have this ability to provide you with all the facts that you need about the specific property that you are eyeing for. For example you are eyeing for a property in your neighborhood you might think you know everything about the property but on the other hand, the agent does know more than that you do.

GUIDANCE COUNSELOR
You might think your agent is just a moderator but indeed they are also a guidance counselor. They do assist and guide you and provide you with the right things that you need to know and also for your client. Different from what some individuals believe, agents don’t choose prices for sellers or purchasers. An agent is not only here to assist but also to guide the clients to make the correct decision for themselves.

GOOD COMMUNICATOR
Real estate agents communicate with other agents. They advise the property that you are buying or selling. As we all know agents believe in the value of integrity. They just don’t give out information but instead, they can give you references and information to help you decide.

POPULAR IN THE MARKET
Real estate agents can provide you with knowledge about the market that could help you in the buying and selling process. Information about the property that is popular in the market will be given many details.

CONFIDENTIALITY
Agents believe in confidentiality. This attitude of an agent will make you believe that all information provided will not be broadcast instead will be kept confidential.

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KNOW TO HANDLE PAPERWORKS
Ab agent does have knowledge in handling paperworks, He knows what to do to improve and correct every page of your document. An agent records every page of the document no matter how thick it is because a simple error could lead to big damage.

KNOWS THE ANSWER TO EVERY QUESTION ASKED
You might encounter a lot of questions but thank you to your agent
that is always there and will never leave you no matter what happens.

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All of these reasons will really help you decide to hire an agent, it will not only for your success but also for the business. Agents are there to provide you with very details that you need and also to make you well informed about the real estate business.

Things to consider even before thinking in buying a home…..

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Buying a home is everyone’s best dream. But there a lot of things to consider first before thinking to buy a new home.

Let me discuss on this blog of mine some of the factors to consider when thinking to buy a new home.

  • KNOW YOUR BUDGET
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Your budget is one of the biggest factors that you should consider before thinking to buy a new home. You should not only think of your will but also how much you spent to get your dream.
  • CHECK YOUR CREDIT SCORE
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If your budget is not enough and your thinking of getting a loan, well know your credit score first. You need to have a good standing with your credit score for you to get a loan to buy your new home.
  • YOU NEED TO BE PRE-APPROVED
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Pre-approval from the lender is also one of the factors to consider before buying a home. Pre-approval will also help you get a bigger chance of getting the house you want.
  • KNOW ALL THE EXPENSES
As we all know, there are a lot of fees that came with buying a new home. That’s why a budget is the number 1 factor to consider in this list.
  • KNOW WHAT YOU WANT
When thinking to buy a home, you should also consider what you really want. The type, size and location of the house should also be considered so as to what you really want.
  • LOOK FOR A SKILLED REALTORS WHO KNOWS THE ARE WHERE YOU WANT TO BUY A HOME

An agent who knows the area well would be a big help for you to know more about the area where you want to buy a home. They can also look for the best home that fits your budget.
  • KNOW THE ACTUAL VALUE OF THE PROPERTY YOU ARE EYEING TO BUY
You must know the real value of the property that you want to buy so that you will not be overpaying. There are other fees that may be added that’s why you need to know of the property.

  • VISIT THE HOUSE YOURSELF
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Visiting the house yourself will give you the time to think if you really want the property. Not all the time you just see it thru pictures.

Hope these simple tips could help you decide the best home for you and your family.

The Best VA for your Business

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—Hiring a Virtual Assistant for your business is the best way to save and to relax.—-

Well, let me introduce myself. My name is Ma. Cristina Lawigan a supermom of six wonderful kids. I’m a graduate of BS Chemical Technology who became a Customer Service and Technical Support Representative for 10 years. Working in this industry made me decide to face the challenge of being a Virtual Assistant.

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———-Getting a Virtual Assistant will definitely help you with your work and to control your budget.———-

That’s why you need to hire me. I have a lot of work experiences that could definitely help me provide the best service that you need in your company. I can do multitasking which could help me do my job effectively and efficiently. I am also a person worthy of your trust that even if you are not looking at me you’ll know that I am doing my job which is also an attitude that your Virtual Assistant should possess.
And most of all, I am highly trainable that I really focus myself to learn about the company and the different tools that were going to use that will also be a big help for the revenue of your company.